JioFinance Empowers Users with AI-Driven Insights and a Single View of Their Financial World

Enhancing the way people engage with their money, a powerful new feature has been launched on the JioFinance app, which enables users to bring together what matters in their financial life on to one unified, secure, and intelligent platform. It allows users to seamlessly link, view and analyse all their bank accounts, mutual funds and stock portfolios in one single place, without the hassle of viewing multiple apps.

In an increasingly fragmented financial ecosystem, individuals often struggle to track multiple accounts, apps, and providers. The JioFinance app solves this by consolidating, analysing, and personalising financial recommendations, based on user consent. It gives users a clear and nuanced understanding of their cash flow trends, expenses and investment, as well as recommendations for better money management. This feature helps people align day-to-day spending patterns with their long-term goals, using advanced analytics and smart insights to simplify decision-making.

The key features of the platform include:

• Unified Financial Dashboard: Brings together all financial relationships — from loans and deposits held within JioFinance to linked external accounts and investments — providing a consolidated, real-time view of a user’s finances.
• Comprehensive Asset Tracking: Enables users to link and track Bank Accounts (CASA) for real-time balances and spending insights, as well as Mutual Funds, Equities, and ETFs with portfolio and performance analysis. Soon, support for Fixed and Recurring Deposits will offer an even more complete picture of a user’s financial world.
• Smart, Data-Driven Guidance: Goes beyond simple tracking with AI-powered insights and nudges, offering personalised recommendations to help users make better financial decisions.

To begin the journey of smarter money management, users can download the JioFinance app, click on the ‘Track your Finances’ tab on the home screen and follow a few simple steps to set up their personalised financial dashboard. Jio Finance Platform and Service Limited, a subsidiary of Jio Financial Services Limited, is responsible for managing the JioFinance app.

Surbhe S Sharma, Chief Executive Officer, Jio Finance Platform and Service Limited says:

With this new feature on the JioFinance app, we are taking a significant step towards our mission of making finances simple, transparent, intuitive and accessible for every Indian. By bringing a person’s financial life together on a unified, secure and insightful platform, we are empowering users to understand and manage their money effortlessly. We are committed to continuously enhancing the money management and optimising capabilities of the JioFinance app, using advanced analytics & intelligence over time, which will empower the financial well-being of millions of Indians.

To download the JioFinance app, click here

About Jio Finance Platform and Service Limited:

Jio Finance Platform and Service Limited is a wholly-owned subsidiary of Jio Financial Services Limited, responsible for managing the JioFinance app, the unified digital storefront for all retail-focussed products and services offered by Jio We’re a dedicated entity created to empower every Indian with seamless access to trusted, secure, and simplified financial services.

About Jio Financial Services Limited:

Jio Financial Services Limited (JFSL) is a Core Investment Company (CIC) registered with the Reserve Bank of India. As a new-age institution, JFSL operates a full-stack financial services ecosystem through customer-facing subsidiaries, including Jio Credit Limited, Jio Insurance Broking Limited, Jio Payment Solutions Limited, Jio Leasing Services Limited, Jio Finance Platform and Service Limited, and Jio Payments Bank Limited.

Through a 50:50 joint venture with BlackRock, JFSL offers asset management services in India through Jio BlackRock Asset Management Private Limited. The JV with BlackRock also proposes to offer wealth management and broking services through two other entities – Jio BlackRock Investment Advisers Private Limited (for wealth management) and JioBlackRock Broking Private Limited.

JFSL has entered into a 50:50 joint venture with the Allianz Group and has set up Allianz Jio Reinsurance Limited to offer reinsurance services in India, subject to regulatory approvals. The two entities have also signed a non-binding agreement to explore opportunities in general and life insurance.

With a digital-first model, JFSL is committed to enhancing the financial well-being of Indian citizens by enabling them to borrow, transact, save, and invest seamlessly. Through the JioFinance app, customers can access a wide range of solutions including loans, savings accounts, UPI, bill payments, recharges, digital insurance, financial tracking and management tools, and more.

JioFinance App Launches Smart Tax Module with TaxBuddy to Simplify ITR Filing for Indians

To bring unprecedented convenience to taxpayers in India, a feature-packed tax planning and filing module has been introduced on the JioFinance App.

Aimed at making tax planning and income tax return (ITR) filing simpler, smarter, and more affordable for the people of India, the new feature has been developed in partnership with TaxBuddy, an online tax filing and advisory service that offers taxpayers a guided, digital-first experience with built-in compliance and expert support.

The module includes two core features—Tax Planner and Tax Filing. The Tax Filing feature is designed to address common challenges such as confusion between old and new tax regimes, helping customers save taxes by ensuring deductions under sections like 80C and 80D are not missed, and eliminating over-reliance on costly intermediaries.

The Tax Planner helps individuals project and reduce their future tax liabilities by offering personalised deduction mapping, Housing Rent Allowance evaluation, and regime comparisons. The Tax Filing feature allows users to either file returns themselves, or opt for expert-assisted filing, with plans starting as low as ₹24 for self-service options, and ₹999 for assisted options.

Hitesh Sethia, Managing Director and CEO, Jio Financial Services Limited said, “With the deadline for filing taxes approaching, our goal is to remove the complexity that a lot of people associate with tax filing. It is equally important to empower customers with effective tax planning services, allowing them to optimise and maintain visibility over their tax liability through the financial year. The integration of this service with the JioFinance App will enable a seamless experience for tax transactions, backed by expert

support, clear insights, and transparent pricing. The launch of this module adds yet another dimension to our endeavour of delivering accessible, digital-first financial solutions that empower Indians everyday.”

Post their ITR filing, users can monitor their return status, track refunds, and receive alerts for any tax-related notices—all through the app.

The module is designed to be simple and intuitive, even for those with little or no prior tax filing or planning experience. From entering income details to uploading documents and selecting the right tax regime, the process is fully guided, making it easier than ever to plan and file taxes.

This launch adds another key pillar to the JioFinance App’s growing suite of offerings, consolidating its position as a one-stop digital destination, serving the diverse financial needs of customers.

To download the JioFinance app, click here

Jio Financial Services Launches Beta Version of the 'JioFinance' App

Jio Financial Services has launched the beta version of the 'JioFinance' app. This new app aims to provide a comprehensive suite of financial services, including digital banking, UPI transactions, bill payments, and insurance advisory. It's designed to cater to users of all levels of familiarity with financial technology, ensuring effortless money management.

Key features of the JioFinance app include:

• Instant digital account opening
• Streamlined bank management with the Jio payments bank account feature
• A consolidated view of accounts and savings in a user-friendly interface
• Plans to expand loan solutions, starting with loans on mutual funds.

The app is currently in beta mode to invite user input for refinement and aims to make financial services more transparent, affordable, and intuitive. It's a significant step towards revolutionizing daily finances and digital banking.

To ensure customer satisfaction, "JioFinance" will launch in beta, inviting user input for refinement.

"We're excited to introduce the 'JioFinance,' app to the market. A platform that shall aim to redefine the way individuals manage their finances today. Our end goal is to simplify everything related to finance in a single platform for any user across all demographics, with a comprehensive suite of offerings like lending, investment, insurance, payments & transactions and make financial services more transparent, affordable and intuitive," said a company spokesperson.

Future plans for the app include expanding loan solutions, starting with loans on mutual funds and progressing to home loans. Overall, JioFinance aims to simplify financial services, making them more transparent, affordable, and intuitive for users.

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