Moneyview Sets ₹6,000 Cr Valuation as India’s Largest Digital Loan Platform Goes Public

Moneyview Limited, the largest full-stack digital lending platform among its digital lending platform peers in India, based on AUM has set the price band for its IPO at ₹32 to ₹34 per Equity Share, with the implied post-issue market capitalization of the Company at the upper end of the price band being ₹6,000 crores.

Moneyview proposes to raise ₹750 crore through a fresh issue, while the proposed Offer for Sale (OFS) comprises 10.05 crore equity shares. Of the proposed ₹750 crore fresh issue, ₹325 crore is proposed to be utilised for growing its lending operations, ₹250 crore towards augmenting the capital base of its NBFC subsidiary and the balance proposed to be utilised towards general corporate purposes.

Founded in 2014 by IIT Delhi graduates Puneet Agarwal, Managing Director & Chief Executive Officer, and Sanjay Aggarwal, Executive Director & Chief Technology Officer, Moneyview is a consumer-focused, digital-only, credit-led fintech platform catering to the evolving financial needs of Middle India. Through the Moneyview App, users can access a broad suite of financial products across four core categories — Borrow, Transact, Invest and Protect — providing access to multiple financial solutions through a single digital platform.

The Company’s flagship product is its digital personal loan, launched in 2017, which continues to be a key driver of its business, with Managed AUM of ₹22,520 crore as of June 30, 2026.

Moneyview’s technology and AI-led operating model enables a fully unassisted and seamless user journey, delivering personalised financial products at scale. These capabilities have enabled Moneyview to build a large and growing user base of over 140 million, with coverage across 99% of pin codes in India.

Moneyview’s lending business has continued to demonstrate strong momentum, with loan disbursals growing 31% to ₹23,099 crore in FY26, and reaching ₹7,152 crore in Q1 FY27, representing a 40% year-on-year growth.

This sustained growth in the lending business has translated into strong revenue growth, with revenue increasing by 43% to ₹3,351 crore in FY26 and reaching ₹1,065 crore in Q1 FY27, representing a 52% year-on-year growth.

Moneyview has a proven track record of high growth and profitability, having been profitable since Financial Year 2022 and recording a profit after tax of ₹174 crores for the three-month period ending June 2026 delivering an annualised return on equity of 29.92%.

Moneyview’s capital-light operating model, supported by its technology and AI capabilities and diversified lending partner network, has enabled the business to scale in a capital-efficient manner, delivering return on equity (RoE) of 19.2% in FY26 and 29.92% on an annualized basis in Q1 FY27.

With India’s smartphone base projected to cross 900 million by Fiscal 2031 and the personal loan market expected to more than double to ₹33–36 trillion over the same period, Moneyview sees significant opportunity to further expand its reach across Middle India. The Company has also broadened its offering beyond personal loans to include earned wage access, home loans, loans against property, digital gold, UPI transactions etc., designed to address users’ evolving needs. By driving repeat engagement and multi-product adoption, Moneyview aims to deepen relationships with its users and increase lifetime value. With a growing network of financial partners and a technology-first approach Moneyview is positioning itself not just as a lender, but as a long-term financial companion for Middle India.

The IPO will open on Thursday, September 24, 2026 and close on Monday, September 28, 2026. The equity shares of the Company are proposed to be listed on NSE and BSE, with listing expected on October 1, 2026.

Axis Capital Limited, BofA Securities India Limited, IIFL Capital Services Limited and Kotak Mahindra Capital Company Limited are the Book Running Lead Managers to the issue.