Navi Finserv Q4FY26 Profit Surges 344% to ₹135 Crore; FY26 Net Profit Up 32% on Tech‑LED Lending Scale

Navi Finserv Limited reported a strong improvement in profitability for the quarter and financial year ended March 31, 2026, reflecting continued focus on portfolio quality, disciplined underwriting, collections efficiency and technology-led operational scale across its lending business.

For Q4 FY26, standalone net profit rose 344.54% year-on-year to ₹134.83 crore, compared to ₹30.33 crore in the corresponding quarter last year. Revenue from operations for the quarter increased 44.06% year-on-year to ₹738.19 crore.

For the full financial year FY26, standalone net profit rose 31.64% to ₹292.21 crore, while annual revenue from operations grew 8.36% to ₹2,461 crore.

Commenting on the performance, Abhishek Dwivedi, MD & CEO, Navi Finserv Limited, said: “Over the last few years, we have stayed focused on building a financial services business with strong operating fundamentals and long-term sustainability at its core. Our performance reflects continued discipline across underwriting, collections, risk management and execution efficiency. As the financial ecosystem matures, we believe institutions that combine technology, responsible growth and operational discipline will be best positioned to build durable customer trust over time.”

Over FY26, Navi Finserv continued investing in technology infrastructure, automation and data-led underwriting capabilities to improve customer experience and operational efficiency across its lending platform.

India’s financial services ecosystem continues to see strong structural tailwinds driven by increasing formalisation, deeper digital adoption and broader access to credit. Navi Finserv believes these shifts will continue creating long-term opportunities for technology-led financial institutions focused on sustainable scale and responsible growth.

About Navi Finserv:

Navi Finserv is an NBFC registered with RBI and categorized as an ‘NBFC-middle layer’ pursuant to Scale Based Regulations and a wholly owned subsidiary of Navi Limited (formerly Navi Technologies Limited).

Navi Limited (formerly known as Navi Technologies Limited) is a digital-first financial services company on a mission to make finance simple for every Indian. As one of India’s fastest-growing financial destinations, Navi offers an easy-to-access suite of financial services (directly and through partners) including loans, insurance, mutual funds, and UPI payments.

With millions of users across the country, Navi combines in-house technology with deep consumer insight to create financial solutions that are intuitive, accessible, and reliable. Navi serves customers across their financial journeys with a single, integrated experience.

Headquartered in Bengaluru, Navi is committed to building a modern financial destination that is built on transparency, speed, and trust.

For more information, visit: https://navi.com