PayU’s inFINity 3.0 Accelerator Shortlists 30 Startups, Unlocks Prosus Impact Grants for Financial Inclusion

PayU’s flagship fintech accelerator, inFINity 3.0, has leveled up to fuel the growth of fintech startups solving digital and financial inclusion challenges across India. The inFINity 3.0 cohort will be invited to co-create projects within the Prosus ecosystem and apply for impact grants of up to USD 25,000.

Announced in February 2026, inFINity 3.0 is the third edition of PayU’s fintech accelerator programme designed to help early-stage fintech startups transition from product build to market-ready, scalable businesses through a structured acceleration journey. The initiative drew strong interest from across the ecosystem, with over 600 applications. Following a highly competitive selection process, 30 promising fintech startups have been shortlisted to be part of the inFINity 3.0 cohort.

Startups focused on advancing digital and financial inclusion across underserved segments will have an opportunity to be eligible for impact grants from Prosus. Grants are available for innovations across four key areas:

• Women-led innovations - addressing gaps in credit, savings, healthcare, and safety
• Solutions for gig and informal workers - enabling income stability, credit access, and financial resilience. 
• Sustainability-led models - promoting long-term financial health and responsible growth
• Intersectional impact solutions – addressing multiple underserved segments such as women gig workers, rural entrepreneurs, and climate-vulnerable communities.

“India’s fintech ecosystem is at a pivotal moment, where innovation must translate into real, inclusive impact. Through our support to PayU’s inFINity 3.0, we aim to support founders who are building scalable impact solutions that expand access to digital and financial services for underserved communities within our ecosystem. Our focus is on enabling long-term, sustainable impact through capital, mentorship, and ecosystem access,” said Prajna Khanna, Chief Sustainability Officer, Prosus Group and Naspers Limited.

"Over the three editions, inFINity has grown into more than just a fintech accelerator - it's become our way of backing founders solving high-impact problems that truly matter. We're incredibly proud of this evolution", said Anirban Mukherjee, CEO, PayU. “By combining capital with ecosystem access, we aim to enable startups to build scalable solutions that can drive meaningful financial inclusion”

InFINity 3.0 will culminate in a Bootcamp and Demo Day in Bengaluru on April 22-23, 2026, bringing together founders, investors, and industry leaders.

The selected cohort in inFINity 3.0 will benefit from structured access to PayU’s payments infrastructure, merchant ecosystem, and banking partners, enabling faster pilots and real-world validation. The programme also includes mentorship from PayU leaders, fintech founders, and domain experts, along with exposure to investors and ecosystem enablers.

About PayU

PayU, India's leading diversified fintech platform with Prosus as an investor, operates businesses that are regulated by the Reserve Bank of India and offers advanced solutions to meet the digital financial services needs of customers (merchants, banks, and consumers).

PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology and has empowered 4.5 lakhs+ businesses, including India’s leading enterprises, e-commerce giants and SMBs. It enables businesses to collect digital payments across 100+ online payment methods such as Credit Cards, Debit Cards, Net Banking, EMIs, pay-later, QR, UPI, Wallets, and more. It’s a preferred partner in the affordability ecosystem, offering the maximum coverage of issuers and easy-to-implement integrations across card-based EMIs, pay-later options, and new-age cardless EMIs. PayU offers e-commerce brands with best-in-industry success rates while ensuring a seamless checkout experience.