JioFinance Empowers Users with AI-Driven Insights and a Single View of Their Financial World

Enhancing the way people engage with their money, a powerful new feature has been launched on the JioFinance app, which enables users to bring together what matters in their financial life on to one unified, secure, and intelligent platform. It allows users to seamlessly link, view and analyse all their bank accounts, mutual funds and stock portfolios in one single place, without the hassle of viewing multiple apps.

In an increasingly fragmented financial ecosystem, individuals often struggle to track multiple accounts, apps, and providers. The JioFinance app solves this by consolidating, analysing, and personalising financial recommendations, based on user consent. It gives users a clear and nuanced understanding of their cash flow trends, expenses and investment, as well as recommendations for better money management. This feature helps people align day-to-day spending patterns with their long-term goals, using advanced analytics and smart insights to simplify decision-making.

The key features of the platform include:

• Unified Financial Dashboard: Brings together all financial relationships — from loans and deposits held within JioFinance to linked external accounts and investments — providing a consolidated, real-time view of a user’s finances.
• Comprehensive Asset Tracking: Enables users to link and track Bank Accounts (CASA) for real-time balances and spending insights, as well as Mutual Funds, Equities, and ETFs with portfolio and performance analysis. Soon, support for Fixed and Recurring Deposits will offer an even more complete picture of a user’s financial world.
• Smart, Data-Driven Guidance: Goes beyond simple tracking with AI-powered insights and nudges, offering personalised recommendations to help users make better financial decisions.

To begin the journey of smarter money management, users can download the JioFinance app, click on the ‘Track your Finances’ tab on the home screen and follow a few simple steps to set up their personalised financial dashboard. Jio Finance Platform and Service Limited, a subsidiary of Jio Financial Services Limited, is responsible for managing the JioFinance app.

Surbhe S Sharma, Chief Executive Officer, Jio Finance Platform and Service Limited says:

With this new feature on the JioFinance app, we are taking a significant step towards our mission of making finances simple, transparent, intuitive and accessible for every Indian. By bringing a person’s financial life together on a unified, secure and insightful platform, we are empowering users to understand and manage their money effortlessly. We are committed to continuously enhancing the money management and optimising capabilities of the JioFinance app, using advanced analytics & intelligence over time, which will empower the financial well-being of millions of Indians.

To download the JioFinance app, click here

About Jio Finance Platform and Service Limited:

Jio Finance Platform and Service Limited is a wholly-owned subsidiary of Jio Financial Services Limited, responsible for managing the JioFinance app, the unified digital storefront for all retail-focussed products and services offered by Jio We’re a dedicated entity created to empower every Indian with seamless access to trusted, secure, and simplified financial services.

About Jio Financial Services Limited:

Jio Financial Services Limited (JFSL) is a Core Investment Company (CIC) registered with the Reserve Bank of India. As a new-age institution, JFSL operates a full-stack financial services ecosystem through customer-facing subsidiaries, including Jio Credit Limited, Jio Insurance Broking Limited, Jio Payment Solutions Limited, Jio Leasing Services Limited, Jio Finance Platform and Service Limited, and Jio Payments Bank Limited.

Through a 50:50 joint venture with BlackRock, JFSL offers asset management services in India through Jio BlackRock Asset Management Private Limited. The JV with BlackRock also proposes to offer wealth management and broking services through two other entities – Jio BlackRock Investment Advisers Private Limited (for wealth management) and JioBlackRock Broking Private Limited.

JFSL has entered into a 50:50 joint venture with the Allianz Group and has set up Allianz Jio Reinsurance Limited to offer reinsurance services in India, subject to regulatory approvals. The two entities have also signed a non-binding agreement to explore opportunities in general and life insurance.

With a digital-first model, JFSL is committed to enhancing the financial well-being of Indian citizens by enabling them to borrow, transact, save, and invest seamlessly. Through the JioFinance app, customers can access a wide range of solutions including loans, savings accounts, UPI, bill payments, recharges, digital insurance, financial tracking and management tools, and more.