Jio Financial Services Limited Q2 FY26 Consolidated Total Income at Rs. 1,002 crore, up 44% YoY

The Board of Directors of Jio Financial Services Limited (“JFSL”, also referred to as the “Company”), at its meeting held in Mumbai today, approved the unaudited f inancial results for the second quarter of financial year 2025-26, ended September 30, 2025 (Q2 FY26).

Consolidated financial highlights for the quarter ended September 30, 2025, were as follows:

• Net Income from Business at 52% of Consolidated Net Total Income (ex-dividend), up from 14% in Q2 FY25
• NBFC AUM: ₹14,712 crore (vs ₹1,206 crore in Q2 FY25)
• AMC AUM: ₹15,980 crore; maiden flexi cap fund NFO raised ~₹1,500 crore
• Pre-Provisioning Operating Profit: ₹579 crore (vs ₹552 crore in Q2 FY25)
• Profit After Tax: ₹695 crore (vs ₹689 crore in Q2 FY25)

Products and Distribution

• 18 million unique users across JioFinance digital platforms (16 months since launch)
• Jio Credit Limited (NBFC): 12× YoY AUM growth; 14 cities, 15 offices
• Jio Payments Bank:
  • Launched Savings Pro for auto-investing idle funds
  • Entered toll processing with 12 plazas (11 operational)
  • 200,000 Business Correspondents (vs 2,307 in Q2 FY25)
  • Customer base: 2.95 million; deposits: ₹421 crore (~2× YoY)
• Jio Payment Solutions: TPV at ₹13,566 crore, up 167% YoY; launched tap & pay with Mastercard
• Jio Insurance Broking: ₹347 crore in premiums; 2.9 lakh policies issued; 100+ cities across 6 states
• Jio BlackRock AMC:
  • Launched 6 funds, including AI-powered active equity fund
  • Flexi Cap Fund raised ~₹1,500 crore
  • Client base: 150+ institutional, 635,000+ retail investors

Technology

• All entities operate data lakes powering live ML models for personalized targeting
• Developing intelligent, contextual architecture for real-time product delivery

CEO Statement

The significant growth in business income is a direct result of the initiatives taken over the last few quarters towards scaling up profitably, by pursuing a risk-calibrated growth strategy. Our expanding user base is a validation of the enthusiasm with which our offerings have been met in the market. As we design financial services of the future for all Indians, we are actively leveraging next-gen AI and analytics to position JioFinance as a trusted, intelligent, and simplified digital platform that delivers personalised, and fit-for-purpose products to each individual customer. The results of these efforts would become more pronounced over the coming quarters.” — Hitesh Sethia, MD & CEO

About Jio Financial Services Limited

• Core Investment Company registered with RBI
• Operates full-stack financial services via subsidiaries:
  • Jio Credit Limited
  • Jio Insurance Broking Limited
  • Jio Payment Solutions Limited
  • Jio Leasing Services Limited
  • Jio Finance Platform and Service Limited
  • Jio Payments Bank Limited
• JV with BlackRock for asset and wealth management
• JV with Allianz for reinsurance (pending approvals)
• Digital-first model via JioFinance app: loans, savings, UPI, insurance, financial tools