Have you got an Aadhaar card to your name? If yes, then here’s some good news for you which will help you through this tough post-demonetisation phase.
The Indian government has announced that it will be soon launching a mobile application that will facilitate Aadhaar-linked digital payments. The program will be rolled out on a nation-wide level and will include training over 1 crore people about the ABC of e-payments.
According to IT and Law Minister Ravi Shankar Prasad, the government will be promoting Aadhaar-enabled payment system (AEPS) in coordination with the Finance Ministry. Till now, about 40 crore bank accounts have been linked to Aadhaar cards. The government is currently working towards connecting the rest of the accounts in the country with Aadhaar. He said, that there are biometric devices which can be easily connected to smartphones to convert them into a Point of Sale (PoS) machine.
“We are developing a UPI enabled mobile application. It will be available in 2-4 days,” said CSC SPV CEO Dinesh Tyagi in a statement. He further added, customers can feed their Aadhaar number, scan their finger on the biometric device, approve the amount on the app that they have to pay and then the payment gets directly transferred from the user’s account to the merchant’s account.
The process won’t require the customer to enter their bank account details as the app will itself detect the bank account linked to the Aadhaar number with help of Unified Payment Interface (UPI). Common Service Centers all across the country are already successfully carrying out AEPS transactions, and the government is now in the process of converting the same in to a mobile application.
In addition to launching the app, the government will also be training people about e-payments. It is planning to conduct workshops for 14 lakh Village Level Entrepreneurs (VLE) across 500 districts and 6500 blocks around the country on how to carry out digital transactions. These workshops will also have Members of Parliament in attendance.
Each of the 14 lakh VLE will be further training 40 individuals, which will result in training over 80 lakh individuals and at least 10 shopkeepers. The government targets to cover a total of 25 merchants across country.
The Ministry of Electronics and Information Technology is also in the process of organising a two-day long event at Delhi’s Major Dhyanchand National Stadium. The aim is to increase the general public’s knowledge about digital payments and also help more and more people to open bank accounts and enroll for Aadhaar. There will be 27 banks having their stalls at the venue. In fact, even private mobile wallet companies will be helping people in making digital payments.
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