Credit Karma offers a new way to track your credit score and get benefit from it. A credit score is one of the most important components of a consumer’s financial profile and thus it provide free access to one’s credit score as a fundamental consumer right. Track & optimize your score with free tools & calculators and other money & finance monitoring via free interactive tools and simulators with stunning interface, charts and graphs.
HelloWallet is great looking web app that analyzes your spending, budgets and shows trends to tell you that where your money is going. Besides sending budget update every week Hellowallet sends weekend spending guide, automatically describes and categorizes your transactions, checks your account balances, transactions, and also budget progress on-the-go with its mobile apps.
HelloWallet make recommendations based on your age, income, and spending behavior and the predictions/ recommendations made are as per the latest research on consumer economic behavior. The strong point that Hellowallet made edge over other simialr app is its detailed analysis with beautiful interface and with very strong mobile app as good as desktop web app is, available for both Android and iPhone.
Kiboo is online web app and a mobile app that enables its users to save your money by setting and prioritizing goals and get help reaching them. After you register with Kiboo, your account will have two sections – Personal Spending and Saving account, where with Spending account, you can easily see how much you are spending, and where your money is going. Transactions are allocated to specific budget categories, such as ‘Food’ or ‘Bills’.
With helpful tips based on your personal spending habits, Kiboo helps you take control of your money. You can also link your debit card with Kiboo Spending account, which makes purchases easier and more convenient.
The most easy online tool to manage you money & finances and get strategical advises & monitoring data out of that. The app is most intuitive interface among all that I could see fairly outcast other web app in its niche. You can automatically link your bank, loan, credit card account far easily than any other, just search you bank in ‘manually add’ link and it will show you virtually any bank, institute in the world to link to your account after adding your username/password.
The web app provides clever analysis and sharp, crisp interface to easily understand your own money & finance data. It also provides it users daily deals.
Waspit is a completely free online service (for US citizens only) created specifically for students, which has been termed as Banking 2.0. Waspit provides all the latest banking capabilities along with mobile payments. Waspit service is accepted in-stores and online anywhere MasterCard is accepted, cash can be withdrawn from most ATMs, funds transfers to other bank accounts, pay bills with Billpay.
With Waspit’s social media integration, you can also securely and instantly send/receive money between friends via Facebook, twitter or mobile phone. After regisatration user will get activation kit with Waspit pre-paid debit card and an optional Waspit mobile tag within a few days.
VirtualPiggy is the first and only service of its kind that allows parents across the globe to set up safeguards for their kid under age of 18 to take part in online purchases in an environment that is fully COPPA compliant. The website gives parents ability to monitor or approve purchases made by their kids so they stay in control and allow their children to safely make online purchases approved by parents only and without revealing their children name or age.
The service is allow 3 types of user to sign-up for its services – Parents, Kids and Merchants, the service is entirely free for parents and kids however revenue part of it comes from merchants.
Manilla is a personal finance web app that gathers all the information you need to manage your bills, subscriptions and accounts and puts it in one secure place, available 24/7. It sets automatic reminders for you to let you know when bill payments are almost due and when rewards points are about to expire.
This web app is more of a online repository that puts all your credit card bills, utility bills, phone bills, subscription like magazine and Netflix movies etc. all in one place accessible online.
Adaptu is a compact, beautiful personal finance manager that let you see all your financial accounts in one place, stay up to date on your monthly budget and keep track of your investments over time. It has been named Forbes’ Ten Financial Innovation 2012, need we say more.
PAID INR.500 per/year (FREE for 30 days trial)
As the domain suggests, it’s a service for Indian residents only, MyUniverse gives you an ability to manage your credit card bills, debit card expenses, loans, mutual funds, FDs, or anything related to finance. Its lets to analyze income, expenses and investment, get customized advice for same and plan/file tax as well.
Moreover, you don’t have to manually enter any information or financial data into MyUniverse interface instead all your financial information automatically gathered and updated at certain regular period.
FREE SERVICE for Individuals | $5 or $10 for Companies/Groups
Expensify is both web and mobile app that has unique USP for managing your expenses while you are traveling and you need reimburse you expenses from your employer, it actually manage and streamline your travel expense reports to en-cash your reimbursement opportunity while spending and traveling for business. It allows you to import transactions from bank accounts and credit cards to an easy-to-use expense report.
You can also use a map to enter start and ending location to accurately record your business travels and through its mobile app you can even takes pictures of receipts and keeps digital records online. Prominently, to be more hassle free you can also turn on “automatic receipt scanning” to create an expense from the image while it reads characters from image, or have it matched directly to an imported credit card transaction (phew!).
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